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Learn About our Private Pay Option

Private Pay Options Made Simple


Don’t let the cost of home care stand in the way of providing your loved one with the temporary, part-time, full-time or live-in care and companionship your family may need. There are a variety of additional resources and common payment options available to pay for Private Pay:

  • Savings
  • Private Pensions
  • Social Security
  • Trust
  • Reverse Mortgage

Frequently Asked Questions on Paying for Non-Medical Companion Home Care

Companion Care services are paid for directly by the client or family member’s Medicare and Medicaid will not cover a patient for companion care services. However in some instances, long-term care insurance will cover non-medical home care.

It’s important that you and your family draw up a financial plan to help you meet your loved one’s home care needs. Having a plan in place helps to ensure that your loved ones are comfortable, secure and cared for as they age and that your family’s financial resources are preserved in the process. The good news is that there are resources and options available to help you with that plan. In order to help you weigh each option and plan accordingly, contact a care coordinator for a initial in-home consultation.

Many seniors and their families choose to pay for private home care out-of-pocket. Home care can play a tremendous role in reducing care spending by treating more people in a cost-effective manner at a fraction of the cost of a nursing home or assisted living placement. It allows flexibility in the type and amount of services you request. Avoid the restrictions and limits of programs provided by the government or private insurers.